INCOME PROTECTION

Imagine if you had an accident or suffered a serious illness and were unable to work for a prolonged period? Your income might stop but the bills and expenses will not.

Income Protection Insurance (disability income or income cover) provides you with a peace of mind knowing that you will receive a monthly benefit up to the policy limit until you are able to return to work.

Watch our video to learn more

 

 

Life Insurance & Total and Permanent Disability

Life Insurance & Total and Permanent Disability cover is designed to help take the pressure off you financially and provide financial assistance to pay for medical expenses or fund permanent lifestyle changes.

If you are unable to work again, you will be paid a lump sum to help:

·         Cover everyday household expenses

·         Pay out your debts

·         Assist with your recovery and the ongoing support for your family

Definitions and choices can be complex and the decisions made upon application can make a big difference to your outcomes if you do have a claim.

 

TRAUMA INSURANCE

Trauma Insurance is there when an emergency strikes, providing a cash lump sum on the diagnosis of a specified medical condition and takes into account the projected recovery period. The list and definitions of the conditions covered is extensive and varies between insurers.

Conditions covered under Trauma Insurance include but are not limited to:

·         Heart attack

·         Stroke

·         Cancer

·         Paraplegia

·         Multiple Sclerosis

·         Chronic liver, lung and kidney disease.

Claims in relation to heart attack, coronary by-pass surgery, stroke and cancer are typically subject to a 3 month qualifying period.

The Insurance House Life team can assess your needs and those of your family to identify the right solution across a vast array of providers. We’ll simplify the process for you so that you can have the peace of mind knowing you and your family is adequately protected.

 

Contact the Insurance House Life Team on 1300 305 834 or email life@ihgroup.com.au with enquires for any of the above Insurance House Life products. Please note Insurance House Life are  also able to assist with Keyman Cover and Buy/Sell.