Liability Insurance

As a business owner, you'll know there is always the chance that things may not go as planned.

In the instance of a third party making a claim, your operations could be compromised when a payout is required to cover personal injury or property damage caused by either your employees or products. Depending on your occupation, you may require variations to the standard general public liability policy. What most people refer to as a public liability policy is generally the same as a broadform liability policy.

Broadform liability simply refers to an insurance policy which covers public liability as well as product liability.
In Australia, virtually all public liability policies include product liability, and can therefore be classed as broadform liability.