Hard To Place Liability


Insurance House has specialist brokers to assist with finding markets for difficult, complicated and high-risk occupations; most commonly referred to as Hard to Place.

We work across a wide variety of industries and businesses and invariably find homes for most major risks. We understand it can be frustrating and expensive to insure the ‘unusual’ and it's comforting to speak with a professional who can guide you through the process and invariably find a satisfactory outcome.

Often ‘off the shelf’ insurance policies just don’t meet the needs of your industry, the coverage is inadequate or the insurer has made it almost impossible for you to obtain insurance and meet the risk requirements. Have confidence in knowing that Insurance House is one of Australia’s largest and most knowledgeable insurance brokers, with direct connections into Lloyd’s of London and solid relationships with the all of the major insurers on home soil. 

A sample of the Hard to Place Occupations Insurance House can assist with include:

  • Licensed Hotels & Restaurants
  • Nightclubs
  • Accommodation
  • Recruitment
  • Mining
  • Scaffolders
  • Shopping Centres
  • Pharmaceutical

We compliment our Hard to Place insurance services with our other valued added services, including Risk Management, Claims, Workers Compensation and Life Insurance.