Personal Accident and Illness Insurance

As a business owner, your personal safety and the safety of your staff is paramount. Not even the most healthy, resilient human being is immune to unexpected sickness or injury. Accidental events and illness occur in every person's life that can force them to withdraw from working duties. This can severely impact your business, career and personal life.

Insurance House offers individual and company-wide personal insurance and accident cover to protect you and your employees against loss resulting from injury or sickness.

Benefits can take the form of:

  • Lump-sum payments – these are tax-free and provided if you are involved in an accident resulting in the loss of one or more limbs, one or both eyes, the loss of use of any of the above, or some other form of permanent disability
  • Periodic payments – these are usually weekly benefits to replace lost income due to injury or illness.

Our Insurance House Life division will work with you to devise the most suited and cost effective plan to protect you and your employees. We also offer fast claims support and in-house Workers Compensation and Risk Management services to you as needed.