The cost of being underinsured as a business owner can be dire. When running a tight annual budget, you can’t afford to lose any money (even small sums) due to destruction to your business property.

Yet, so many insurance providers and consumers underestimate the total cost of rebuilding and replacing valuable business assets.

We’re all human right.

We can be clumsy and drop things or forgetful and lose things. We all know ACCIDENTS HAPPEN, it’s not bad voodoo usually just bad luck! But what if you could actually insure your families belongings against life’s ‘oops’ and ‘uh oh’ moments?

Fifteen years ago if you were listening to the news you probably wouldn’t have been so wrong in thinking that if you were hearing the words ‘cyber attack’ and ‘hackers’ that the news reader may have been talking about the latest big screen action blockbuster. Fast forward to today and buzz words like ‘cyber criminals’ are no longer reserved for film villains – it’s a simple fact now – cyber threat has become a way of life.

They say that if you can’t afford travel insurance, you can’t afford to travel.

Right about now, you might be asking yourself… Is travel insurance REALLY a must?

Because what are the chances that something horrific is going to happen to ME?

Do I really need it?