The tragic earthquake in Nepal is a timely reminder of the importance of travel insurance.
The Australian government travel advisory website smarttraveller.com.au issued a warning on Friday, 1 May 2015 that a number of protests have occurred following the 25 April earthquake. Australians were reminded to avoid all large crowds, demonstrations and protests, as they may become violent without warning (see Safety and security).
If you are planning a trip, checking the Travel Advisories should be one of your first steps just as arranging travel insurance should be an essential part of your planning. Most people find out too late that they are personally responsible for medical or other costs resulting from accidents, illnesses or unexpected events whilst they are overseas.
Make sure your travel insurance covers all medical expenses, as well as things like theft of valuables, damage to baggage and cancellations or interruptions to flight plans. Accidents can happen to anyone, and medical costs overseas can reach hundreds of thousands of dollars.
Recently an Australian traveller spent three nights in a US hospital, and the bill was $70,000.00. It’s scary to think that you or your family could be liable.
The Australian Government won't usually pay for medical treatment overseas or evacuation to Australia or another country. That’s why it’s essential to get advice about the type of cover you need from a professional like Insurance House.