Landlord Insurance, Landlords Insurance

Landlord Insurance

Problem-free property investment

When it comes to insurance, there is a world of difference between being an owner-occupier and a landlord. Whether you are a first home investor or seasoned property buyer, your investment is simply not safe until you have proper landlord insurance. Here’s why:

• Two out of five self-managing landlords in Australia experience tenants defaulting on rent or damaging their property.
• Typical home or body corporate insurance fails to cover two of the most significant risks facing landlords — malicious or intentional damage by tenants and failure to pay rent. Nor is a bond sufficient to cover most incidents with tenants.

The temptation to save costs on insurance is high, particularly if you are a self-managing landlord. But with Insurance House offering low premiums at a high level of cover, why would you put your assets at risk?

Insurance House provides affordable landlords’ insurance so you can manage your investment with complete confidence. We offer a flexible range of policies for flats, units, apartments and houses which include:

• Accidental damage cover for buildings and contents
• Building replacement benefit in case of irreparable damage
• Liability cover for injuries to people or damage to property arising from the management or ownership of your property
• Loss of rent cover if your property is damaged and can't be tenanted due to accidental damage or loss
• Loss of rent default if your tenant defaults, leaves the building before the end of the rental period, or is legally evicted
• Workers’ compensation for injuries to persons you employ in relation to the management of your property
• Loss of building or land value due to government or local authority legislation that reduces the floor area of your property.

• Annual review of your insurances to get better coverage and premium savings
• A fast, in-house claims service dedicated to get the best outcome for you, not the insurer
• A personal Account Manager to support all your personal and professional risk needs.

So start protecting your investment with us today and see how a long-term, dedicated insurance partner can help you achieve your investment goals.