Workers Compensation Nsw, Workers Injury

Workers’ Compensation

A tool for better risk management

Almost every business owner knows about workers’ compensation insurance – if only because it’s compulsory in every state and territory and pushed heavily through government ad campaigns. But few know that it’s actually a blessing in disguise: far from an unavoidable burden, it can be used to boost your productivity and ability to deal with risk.

It is widely recognised that sound occupational health and safety systems make good business sense. With the help of a workers’ compensation expert to prevent, detect and respond to occupational health and safety risks, you can:

• Control your claims and therefore your premium costs
• Improve employee relations and workplace practices
• Enhance productivity and competitiveness
• Meet your legislative obligations.

Your business risk partners

More than just a workers compensation insurance broker, Insurance House works with you to implement systems for managing all of your ‘People Risks’. Our expertise includes:

• Employee relations: sexual harassment, smoke-free workplace, employment contracts
• WorkCover: industry classification and workplace splits, WorkCover Agent selection, challenging VWA auditors' findings
• Claims management: specialised claims assistance and advice, liaison with your authorised insurer, following up medical reports, attending conciliations, briefing legal advisers
• Risk Management: ensuring correct WorkCover industry classification, pre-employment procedure development, manual handling issues advice and assessment
• Occupational Health & Safety: OH&S status assessments and reviews, development of safety systems, implementation of Safety MAPs, advice on Hazardous Goods storage and transport, ergonomic assessments.

Why expert advice pays

• Self-employed: many employees have set themselves up as self-employed contractors and do not understand their requirements for WorkCover insurance by law.
• Penalties: There are very tough penalties for employers who fail to comply with legislation and WorkCover authorities are continually ramping up workplace audits. There are severe penalties for work places where injuries or trauma occurs and the workplace is found to be unsafe.
• Savings: by undertaking reviews and assessments of your workplace and implementing better practices, you can significantly reduce your premium costs.

Free access to IH Business Assist

Take out workers’ compensation insurance with Insurance House and you will automatically register for our free support service, IH Business Assist. This includes:

• Service guarantee including a dedicated Account Manager and Support Team
• Financial analysis services
• Formal review processes for a range of business risks
• A range of other support services including claims analysis and consulting, valuations, access to our online knowledge bank and subscription to our quarterly newsletter.

It’s not easy to find an insurance provider that delivers such an all-encompassing service to clients. So don’t let another working day go by without full assurance that you have best practice workers injury, compensation and insurance advice for your workplace.