Robust, all-round protection
Industrial special risks insurance is an 'industrial strength' commercial insurance policy. As powerful as it sounds, it is designed to cover the widest range of accidental loss or damages typically faced by large single or multi-location businesses.
ISR insurance is essential to any company that holds high value physical assets such as property, equipment or machinery. It is commonly used in the manufacturing, resource and construction industries, or by large universities and councils.
Unlike any other insurance policy, ISR has open-ended wording which means cover is not restricted to nominated risks. Instead, you are protected against all losses and damages except for exclusions listed in the policy. That means you are covered for almost any kind of disaster or catastrophe – from fire, storm or earthquake to theft or money.
What's more, ISR insurance caters generously for indirect loss exposures, namely loss of income or costs arising from business interruption. This can even include cover for costs of maintaining operations following direct damage to property, suppliers, customers and utilities.
Your commercial risk partners
Insurance House is one of only a handful of insurers and brokers in Australia who fully understand the complexities of industrial special risks contracts. Our commercial risk experts recognise exposures unique to every industry. They can develop variations from standard wordings to accommodate your business' particular risks, subject to review by our underwriters.
The only way to live through tumultuous economic times is through continual review of your insurance as a component of your risk management strategy. As your commercial risk partners, we carry out a full exposure analysis and Risk Profile to identify and quantify the exposures you face. This is then reviewed annually for optimum coverage and savings.
You're covered with Insurance House Assist
We appreciate and reward the loyalty of our clients. In recognition we have created our exclusive Insurance House Assist program. Simply put, no other insurance broker in Australia offers such a rewarding loyalty program for its clients.
The benefits of Insurance House Assist:
- Save money by not taking out multiple assist programs
- Substantially discounted Roadside Assist - lower rates than competitors with better benefits
- Discounted Home Assist - lower rates than our competitors
- Free Audit of Life Insurance
- Discounted Travel Insurance
- Free Property Sum Insured Services
- Discount Security Services
- Your own dedicated personal Account Manager
- Backed by the worldwide resources of one of the world’s largest insurance companies, Allianz.
Few Australian insurance providers deliver such comprehensive service to their clients. So start protecting your business's commercial future today with complete assurance that you have the most robust cover in the marketplace for your needs.
Wish to speak to someone?
Just Call 1300 305 834